Network

    One integration.
    Every bank.

    Connect once to the Lupsee ledger and settle directly with any member bank. No correspondent chains. No bilateral agreements. No nostro accounts.

    Network Effects

    N² connectivity from N members

    Point-to-point integrations scale linearly. Shared ledgers scale exponentially. Each new bank multiplies everyone's reach.

    Exponential Connectivity

    Each new member multiplies settlement paths for everyone, so connectivity grows exponentially, not linearly.

    Vetted Membership

    Every participant passes KYB verification and regulatory review. You transact only with qualified counterparties.

    Programmable Controls

    Set transaction limits, approved counterparties, and settlement windows per corridor, enforced by smart contracts.

    Democratic Governance

    Rule changes require member voting. Disputes resolved through transparent arbitration with published precedents.

    Bank A
    Sender
    Bank B
    Receiver
    LUPSEE SHARED LEDGER
    Cross-Border
    24/7 Settlement
    PvP / DvP
    Deposit Tokens
    Stablecoins
    Settlement Complete
    <2 seconds • Zero counterparty risk • Cryptographic proof
    Growth

    The math behind network effects

    On a shared ledger, every new member instantly connects to everyone else, so connectivity grows exponentially. Drag the slider to see how paths scale compared to point-to-point integrations.

    Connectivity grows exponentially

    Each new member multiplies paths for everyone on the shared ledger.

    1,225
    paths with 50 members
    Network size50 members
    5100
    Shared Ledger (N²)Point-to-Point
    Governance

    Rules enforced by code, not contracts

    On-chain governance means transparent rule-making, predictable enforcement, and no unilateral changes by any party.

    Tiered Membership

    Members settle transactions. Operators run infrastructure and earn fees. Voting power scales with participation.

    Node Architecture

    Validators confirm transactions. Observers monitor compliance. Participants submit settlements. Clear separation of duties.

    Protocol Upgrades

    30-day proposal period, 2/3 majority required. All changes tested on staging network before mainnet deployment.

    Independent Oversight

    Elected audit committee reviews operations quarterly. Reports published to all members. Escalation path to regulators.

    Interoperability

    Plug into your existing stack

    Production-tested connectors to the systems you already run.

    Core Banking

    Pre-built connectors for Temenos, Finastra, FIS, and major platforms. Custom adapters for legacy systems.

    Payment Rails

    Bridges to SWIFT, domestic RTGS, ACH, and emerging instant payment networks. Single integration, global reach.

    Qualified Custodians

    Partnerships with licensed custodians in each jurisdiction. Your assets stay with regulated institutions.

    FX & Liquidity

    Integrated FX providers for automatic currency conversion. Competitive rates with sub-second execution.

    Comparison

    Why banks are switching

    Side-by-side comparison with traditional correspondent banking infrastructure and specific metrics.

    Speed & Availability

    Settlement Finality99.8% faster
    Legacy
    1-3 business days
    Lupsee
    <2 seconds
    Operating Hours3× uptime
    Legacy
    8×5 business hours
    Lupsee
    24/7/365
    Cross-Border Latency~10,000× faster
    Legacy
    4-6 hours average
    Lupsee
    Real-time

    Cost Structure

    Transaction Fees90% savings
    Legacy
    $25-50 per transaction
    Lupsee
    Flat $2.50
    FX Spread10-40× cheaper
    Legacy
    0.5-2% markup
    Lupsee
    0.05% transparent
    Nostro Funding100% freed
    Legacy
    $50M+ trapped capital
    Lupsee
    Zero pre-funding

    Operations

    Reconciliation95% less effort
    Legacy
    End-of-day batch
    Lupsee
    Real-time, zero exceptions
    Exception Handling80% automated
    Legacy
    15+ min manual review
    Lupsee
    AI auto-resolution
    Transaction StatusInstant visibility
    Legacy
    Delayed confirmations
    Lupsee
    Cryptographic proof

    Compliance & Risk

    AML ScreeningSingle integration
    Legacy
    Per-bank, fragmented
    Lupsee
    Network-wide, shared
    Audit Trail1-click export
    Legacy
    Multiple systems
    Lupsee
    Immutable ledger
    Counterparty RiskZero exposure
    Legacy
    Bilateral exposure
    Lupsee
    Atomic PvP settlement
    12
    Metrics compared
    90%+
    Average cost reduction
    24/7
    vs business hours only
    Zero
    Nostro pre-funding
    FAQ

    Network membership questions

    What banks ask before joining the Lupsee network.

    Traditional integrations require point-to-point connections. For example, 50 banks need 1,225 bilateral agreements. On Lupsee's shared ledger, each bank connects once and gains access to all other members instantly. Adding one new bank creates N-1 new settlement paths for everyone.

    Membership is open to licensed financial institutions including banks, fintechs with payment licenses, regulated asset managers, and market infrastructure providers. All applicants go through KYB verification and regulatory review before approval.

    The network uses transparent on-chain arbitration with published precedents. Rule changes require member voting with a 2/3 majority. An elected audit committee provides independent oversight with quarterly reports to all members.

    All settlements are atomic PvP (Payment vs Payment), so there's no counterparty exposure. Transactions complete instantly or not at all. Member failures don't create cascading settlement risk like in correspondent banking.

    Yes. We have pre-built connectors for Temenos, Finastra, FIS, and other major platforms. For legacy systems, our integration team builds custom adapters. Typical integration takes 4-6 weeks.